The biggest monthly decrease was in the L 20 funds which fell from 4.08% in December to -5.42% in January.Īll Lifecycle funds had lower returns year over year, continuing a trend found in December. All funds had negative returns after a December entirely in the black.
The FRTIB is charged by law to administer the TSP solely in the interest.
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06 percentage points over the previous year.Īmong the Lifecycle funds, January was also a time for declines across the board. Download the FY22-26 Strategic Plan to see our plans for the next five years.
The C fund fell from 4.48% to -5.18%, while the G fund saw the only paltry increase, from 0.12% in December to 0.13% in January.Ĭompared to a year ago, most of the funds are in the red except for the G fund which is up. A TSP is a tax-deferred retirement savings and investment plan for federal employees and members of the uniformed services, which include the Army, Navy, Air. The biggest month-over-month change came from the S fund, which went from 0.58% in December to -10.07% in January. bond market, the end of January brought almost all of them into the red. Changes to your allocations are made through TSP Account Access or by calling the ThriftLine (1-87). Yet, confronted with increasing inflation and uncontrolled healthcare costs, Americans are faced with growing concerns about retirement viability. Changes in your contributions are made in myPay. Retirement plan participants broke record levels of savings in 2021, with higher levels of participation and contributions leading to an average 10 increase in account balances over course of the year. It is an essential part of FERS and a great supplement to CSRS. The biggest month-over-month.Īfter a boom in December, which saw the stock funds generally rise except the F fund, which matches a broad index representing the U.S. The Thrift Savings Plan (TSP) is a retirement savings and investment plan. The smallest was the L Income fund which dipped from -0.10 in January 2021 to -1.28 last month. We welcome all questions and discussion related to TSP. All Lifecycle funds had lower returns year over year, continuing a trend found in December. This is an UNOFFICIAL subreddit that is intended to provide info and advice to Federal Civilian and military employees who contribute to the TSP as part of their retirement plan. Aside from the securities-backed G fund, Thrift Savings Plan funds closed out the first month of 2022 with lower returns than the month before, effectively clearing out any gains made over the last year.Īfter a boom in December, which saw the stock funds generally rise except the F fund, which matches a broad index representing the U.S. The biggest monthly decrease was in the L 20 funds which fell from 4.08 in December to -5.42 in January.